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Credit & Portfolio Manager

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Our Mission

Our goal is for everyone to make bolder choices with their finances.

To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.

To be part of Team Maya is to be Bolder for Better.
Description: 

We’re looking for a visionary Credit & Portfolio Strategy Leader to architect and scale the credit risk infrastructure for our Digital Bank. This role is ideal for a data-driven strategist who thrives in ambiguity, builds from zero, and is passionate about shaping the future of consumer and SME lending.

As a key member of our leadership team, you’ll define and execute the credit and portfolio management strategy across Consumer, Merchant, and SME lending products. You’ll partner cross-functionally to establish risk appetite, build robust monitoring systems, and drive portfolio optimization through data and experimentation. You’ll also lead real-time industry research and policy development to ensure our credit practices are resilient, compliant, and future-ready.

 

What You Will Do:

  • Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank.
  • Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios.
  • Establish credit risk appetite and thresholds for the product portfolios.
  • Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns.
  • Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends.

 

 

What You Need to Succeed:

  • Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post graduate in a similar field is a plus
  • At least 8+ years experience in credit, exposure to merchant lending is a plus
  • Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle
  • Strong background in Credit Loss Forecasting
  • Conversant with scoring & impairment forecasting models.
  • Proficient in using statistical programming languages such as SQL and Python
  • Experience in using traditional and alternate data to drive credit strategies

About Us

Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology. 

We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever. 

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. 

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/

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