Product Specialist (Settlement & Clearing)

Overview:

As the Product Specialist for Settlement and Clearing Products, you will be owning and evolving the end-to-end product experience for settlement, clearing, reconciliation, and merchant payouts. This role will define and drive the roadmap for internal financial infrastructure, ensuring merchants and partners receive funds accurately, reliably, and compliantly across global payment rails. You will work closely with engineering, treasury, risk, compliance, finance, and operations to deliver seamless financial flows, exception management tools, and scalable payout experiences. The role spans platform thinking, financial systems design, API product development, and regulatory alignment. You will also spearhead the adoption of emerging technologies (e.g., Crypto, Stablecoin) to future-proof Maya’s Settlement systems. Your work will drive automation, efficiency, and trust across all facets of Maya’s financial operations.

What you will do:

• Define and drive the vision, strategy, and product roadmap for Maya’s settlement and funds disbursement systems (payout rails, reconciliation UI/API).
• Develop innovative settlement solutions, with exploration and integration of emerging technologies such as Crypto and Stablecoins.
• Collaborate with Finance, Risk, and Treasury teams to build tools for real-time fund monitoring, anomaly detection, and transaction auditing.
• Design end-to-end fund flows and reconciliation processes across acquiring, issuing, disbursement, and remittance value chains.
• Lead the development of scalable ledger systems, journal engines, and reconciliation modules that ensure financial accuracy and compliance.
• Drive the automation and modernization of Maya’s accounting systems to align with the evolving needs of digital banking and embedded finance.
• Prioritize and deliver enhancements to support journal batching, ledger performance, and financial traceability at scale.
• Own the product experience, operational adoption, and usability of treasury tools across Maya’s internal finance ecosystem.
• Ensure products meet audit, compliance, and regulatory requirements in alignment with BSP standards and other relevant bodies.
• Operate effectively with cross-functional teams to implement treasury products that balance speed, reliability, compliance, and financial clarity.
• Lead initiatives to operationalize financial products with accurate accounting, settlement, and revenue recognition.
• Bring deep expertise in treasury, settlements, banking rails (e.g., Swift, ACH), and productizing financial infrastructure.

What we are looking for:

• 3–5 years of experience in product management, ideally within Financial Services, Banking, or Merchant acquiring systems.
• Proven track record in building and scaling products in settlement, clearing, reconciliation, or merchant disbursement domains.
• Strong understanding of accounting principles, reconciliation frameworks, and financial reporting tools.
• Deep familiarity with payment rails, clearing houses, and emerging treasury infrastructure (e.g., digital currencies, programmable money).
• Proven track record of launching complex financial products in regulated markets.
• Hands-on experience working with APIs, ERP systems, accounting software, and SQL-based data extraction.
• Excellent written and verbal communication skills, capable of aligning technical and non-technical stakeholders.
• Highly curious and adaptive; comfortable navigating ambiguity and iterating in fast-paced environments.