Credit & Portfolio Manager

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Our Mission

Our goal is for everyone to make bolder choices with their finances.

To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.

To be part of Team Maya is to be Bolder for Better.

Description: 

What You Will Do

  • Together with the Head of Credit &Portfolio Management, collaborates with internal partners to build a robust portfolio management framework and credit & fraud risk management infrastructure for the Digital Bank 
  • Defines the credit & portfolio management strategy, primarily focused on Consumer lending products.
  • Establishes credit risk appetite and thresholds for the product portfolios. 
  • Develops a comprehensive process and build credit portfolio monitoring and control systems for assessing, identifying and reducing credit risk while optimizing portfolio returns 
  • Together with team reports, conducts real time industry research to identify and analyze emerging trends 
  • Reviews and approves relevant policies related to various regulations and emerging trends.

 

What We Are Looking For

  • Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post-graduate in a similar field is a plus.
  • 8+ years of experience in Consumer / Merchant Lending / SME credit and data analytics.
  • Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle. 
  • Strong background in Credit Loss Forecasting.

 

Nice to Have

  • Conversant with scoring & impairment forecasting models. 
  • Proficient in using statistical programming languages such as SQL and Python.
  • Experience in using traditional and alternate data to drive credit strategies.
  • Someone who can see the big picture but keen on details.

About Us

Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology. 

We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever. 

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. 

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/