Credit & Portfolio Senior Manager
-
Description:
What You Will Do
- Together with the Head of Credit &Portfolio Management, collaborates with internal partners to build a robust portfolio management framework and credit & fraud risk management infrastructure for the Digital Bank
- Defines the credit & portfolio management strategy, primarily focused on Consumer lending products.
- Establishes credit risk appetite and thresholds for the product portfolios.
- Develops a comprehensive process and build credit portfolio monitoring and control systems for assessing, identifying and reducing credit risk while optimizing portfolio returns
- Together with team reports, conducts real time industry research to identify and analyze emerging trends
- Reviews and approves relevant policies related to various regulations and emerging trends.
What We Are Looking For
- Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post-graduate in a similar field is a plus.
- 8+ years of experience in Consumer / Merchant Lending / SME credit and data analytics.
- Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle.
- Strong background in Credit Loss Forecasting.
Nice to Have
- Conversant with scoring & impairment forecasting models.
- Proficient in using statistical programming languages such as SQL and Python.
- Experience in using traditional and alternate data to drive credit strategies.
- Someone who can see the big picture but keen on details.