Credit Risk Manager

ABOUT US

Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. 

It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology. 

We leads millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever. 

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. 

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph

OUR VISION

Be the #1 financial services ecosystem in the Philippines through leading-edge technology.

What you will do:

Lead the Bank in the achievement of risk management objectives and provide risk management services needed by the business units by performing the following responsibilities:

• Develop Credit risk management framework, policies, and procedures, including but not limited to credit underwriting procedures for retail customers, Treasury Credit risk management procedures, etc.
• Provide an independent assessment of a lending unit’s adherence to the bank’s credit underwriting, documentation, collateral, approval, risk grading, classification, problem recognition and management standards
• Lead and ensure set up of model methodology, credit data collection, build up and monitoring of credit models (e.g., scorecards, probability of default)
• Propose and implement credit analysis, monitoring and early warning triggers for proactive credit portfolio management
• Prepare reporting materials and ensure data integrity, including special reports (as needed)
• Reporting to Management and Board-level committees

What we're looking for:

• Graduate of any course related to business management and/or statistics / mathematics
• At least eight (8) years of relevant credit risk management experience from the banking or financial industry specifically in credit underwriting strategy and documentation
• Strong experience and understanding of finance, banking business, and handling consumer (Retail, MSME) lending (secured and unsecured) credit risk and portfolio management
• Experience and/ familiarity with data and statistical software/tools – i.e., SAS, SQL, R Studio, Python and the like
• Strong knowledge in BSP Regulations relating to credit risk
• Further training and studies is an advantage (e.g., FRM, MBA, CFA, etc.) B2

Other Details:

Group: Maya Bank / Risk Management

Job Level: Senior Lead - Manager

Office Assignment/ Work set-up: Launchpad, Mandaluyong / Hybrid

OUR MANTRA

Our defiance isn’t without reason. The questions we dare to ask aren’t without cause. We challenge the way things are to transform into something better – as humans, employees, collaborators, and enablers.

To be part of Team Maya is to be Bolder for Better.