Credit and Portfolio Senior Associate - Credit Card

ABOUT US

Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. 

It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology. 

We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever. 

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. 

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph

OUR VISION

Be the #1 financial services ecosystem in the Philippines through leading-edge technology.

What you will do:

• Assist in the development and maintenance of risk management frameworks specific to credit card portfolios, under the guidance of senior team members.
• Perform regular analysis of credit card portfolio data to assess risk metrics, monitor performance trends, and identify potential areas of concern.
• Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics.
• Prepare and present reports summarizing key findings and recommendations to senior management and stakeholders.
• Collaborate with cross-functional teams including risk management, compliance, and finance to ensure alignment on risk strategy and regulatory compliance.
• Contribute to the development and enhancement of policies and procedures related to credit card risk management and regulatory requirements.

What we are looking for:

• Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field.
• 3+ years of experience in risk analytics within consumer credit, preferably with exposure to credit card portfolios.
• Proficiency in programming languages such as Python, R, or SQL for data manipulation and analysis.
• Strong analytical skills with the ability to interpret data and derive meaningful insights to support decision-making.
• Understanding of credit risk concepts and methodologies, including basic knowledge of credit scoring models and risk metrics.
• Excellent communication skills, both verbal and written, with the ability to convey complex information effectively to stakeholders.
• Proactive mindset with the ability to work independently and collaboratively in a team environment.
• Understanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization is a plus

OUR MANTRA

Our defiance isn’t without reason. The questions we dare to ask aren’t without cause. We challenge the way things are to transform into something better – as humans, employees, collaborators, and enablers.

To be part of Team Maya is to be Bolder for Better.